Frequently Asked Questions

Do not ignore a Notice of Default, sale notice, or mortgage-servicer deadline. Contact your servicer and consider a HUD-approved housing counselor or Utah attorney. A sale may be one possible path, but it does not automatically stop foreclosure and no lender, deficiency, credit, or timeline outcome is guaranteed.

Credit effects depend on the full account history and reporting by creditors. Benard Homes cannot promise a particular credit outcome. Review your credit reports and speak with a qualified housing or credit counselor when needed.

Benard Homes is based in West Jordan, and Utah is its primary focus. Homeowners elsewhere in the United States are still welcome to contact us. The type of help available depends on the property, location, situation, and requested path.

A direct transaction may be proposed on an as-is basis when the property fits. Repairs, cleaning, personal property, access, and final condition should be stated in the written agreement.

No separate fees or commissions are charged to you on a direct cash sale. Benard Homes LLC's compensation is calculated into the transaction price — what is offered is what you receive at closing. On a novation (Fast Track) listing, compensation terms are disclosed in the written agreement before you sign.

A novation agreement (also called the Fast Track Program at Benard Homes) is a hybrid option where Benard Homes lists your home on the MLS to maximize market exposure while providing the same hands-on support as a cash sale. If the home does not sell within the agreed timeframe, Benard Homes purchases it directly. All terms — price, timeline, and compensation — are set out in the written agreement before you sign.

A 'subject-to' purchase means a buyer acquires the property while the existing mortgage remains in the seller's name. The buyer makes the payments, but the original borrower retains legal liability for the loan. This arrangement carries significant risk for the seller and should only be considered after consulting a licensed Utah real estate attorney.

A request or conversation does not obligate you to accept a proposal. After signing, cancellation rights depend on the written agreement and applicable law, so read the document and consider independent legal advice before signing.

Open the property questionnaire or call (385) 222-3530. Response and review times vary, and submitting information does not guarantee a proposal.

There is no charge to submit the property questionnaire or have an initial conversation, and doing so does not require you to sell. If a transaction is proposed, review its written costs and compensation disclosure.

A property-information request does not require you to sign or accept a proposal. You may compare alternatives and seek independent advice. Separate legal, court, contract, or mortgage deadlines may still apply.

The homeowner guides and cited articles are available for education without requiring a sale. They do not replace legal, tax, financial, mortgage, or real-estate advice.

Yes. Benard Homes focuses on Utah, including communities across the Wasatch Front, but homeowners elsewhere in the United States may also contact us. Availability and the type of help offered are property- and situation-specific.

Benard Homes is a locally owned company based in West Jordan, Utah. Its approach is to explain a possible direct transaction in writing and encourage comparison with realistic alternatives rather than presenting one path as suitable for every property.